Modification of these Terms of Use
Pacific Spruce Federal Credit Union (“PSFCU”) reserves the right to modify these Terms of Use at any time by posting a revised version on this website. Your continued use of the site after any change constitutes your acceptance of the updated Terms. You are responsible for checking these Terms periodically.
Personal & non-commercial use limitation
This website is provided for your personal, non-commercial use. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this site without prior written permission from PSFCU.
Links to third-party sites
The site may contain links to third-party websites provided as a convenience. PSFCU does not operate, control or endorse the linked sites and is not responsible for their content, functionality, security, privacy practices, availability, or any transactions conducted on them. Please review the Third Party Link Disclosure for details.
No unlawful or prohibited use
You agree not to use this site in any way that is unlawful or prohibited by these Terms. You may not attempt to gain unauthorized access to any portion of the site, to user accounts, or to systems or networks connected to the site. You may not interfere with another user’s use of the site or take any action that imposes an unreasonable load on our infrastructure.
Materials you provide to PSFCU
PSFCU does not claim ownership of materials you provide to PSFCU (including feedback and suggestions) or post, upload or submit to the website. However, by posting, uploading or submitting materials, you grant PSFCU (and its affiliates and necessary sublicensees) a royalty-free, worldwide, perpetual, irrevocable license to use, copy, distribute, display, publish, translate and modify such materials in connection with operating the site and related services, and to exercise rights you have with respect to such materials.
Software & content available through the PSFCU website
All content on the site — including text, images, logos, layout and software — is the property of PSFCU or its licensors and is protected by copyright and other intellectual-property laws. You receive a limited, non-exclusive and revocable license to view the content solely for your personal use in connection with the services the site provides.
Liability disclaimer
The site and its content are provided “AS IS” and “AS AVAILABLE” without warranty of any kind, express or implied, including (but not limited to) warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability and availability. To the fullest extent permitted by law, PSFCU and its directors, officers, employees, volunteers, agents and vendors disclaim all liability for direct, indirect, incidental, special, consequential or punitive damages arising out of or in connection with your use of, or inability to use, the site — including unauthorized access, third-party content, interruptions, defects, or loss of data.
Termination / access restriction
PSFCU reserves the right, in its sole discretion, to terminate your access to the site or any portion of it at any time, without notice. The Credit Union may also suspend access after extended periods of inactivity.
Language
The Terms and all other agreements relating to your use of this site are entered into in the English language. If any translation is provided, the English version will control in the event of a conflict.
General
These Terms are governed by the laws of the State of Oregon and applicable federal law. The exclusive venue for any action arising out of or relating to these Terms or your use of the site shall be a court of competent jurisdiction located in Lincoln County, Oregon. If any provision is held unenforceable, the remaining provisions shall remain in full force and effect.
Questions about these Terms? Call us at (541) 336-2321 or email cu@pacificsprucefcu.com.