Locations & ATMs
A small-town branch — and 30,000+ ATMs.
Our home branch is in Toledo, Oregon. But as a Pacific Spruce member, you have surcharge-free access to thousands of ATMs across the United States through the shared CO-OP network.
Toledo branch
Our home branch on A Street.
727 NW A StreetToledo, Oregon 97391
Mailing: PO Box 178, Toledo, OR 97391
- Monday – Thursday
- 10:00 AM – 5:00 PM
- Friday
- 9:00 AM – 5:00 PM
- Saturday & Sunday
- Closed
Phone (541) 336-2321 · Fax (541) 336-1007
Shared network
30,000+ surcharge-free ATMs nationwide.
As part of the CO-OP shared ATM network, your Pacific Spruce debit card works without surcharge fees at more than 30,000 ATMs across the country — including locations at major retailers and other credit unions.
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Find one near you. Use the CO-OP ATM locator or most map apps to search for “CO-OP ATM” near your location.
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7-Eleven & Costco ready. Thousands of convenience stores and select Costco locations carry CO-OP ATMs.
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Mobile-friendly. Add your Pacific Spruce debit card to Apple Pay or Google Wallet for tap-to-withdraw at participating ATMs.
Digital banking
Most things don’t need a visit.
Check balances, deposit checks, pay bills and transfer money without leaving the house — the Pacific Spruce mobile app handles it all. Head to our online banking page for enrollment instructions and feature details.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
New to Pacific Spruce?
Stop by A Street and say hello.
Becoming a member takes about ten minutes and a $5 opening deposit. We’ll put a kettle on.